WATCH OUR EDUCATIONAL

GETTING READY FOR MEDICARE

WEBINAR

Join our Medicare T65 webinar to get a clear, beginner-friendly breakdown of how Medicare works—perfect for anyone turning 65 who wants to make confident, informed decisions about their coverage.

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years of helping seniors with Medicare
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States We Are Licensed In
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Never any fees for our services

LOCATED IN FREEHOLD NJ

At Golden Years Design Benefits we have helped thousands of people make informed decisions on Medicare. Through the years we have identified the most common questions and misconceptions about options and the enrollment process.

We have created guides and videos to offer you valuable information about specific Medicare topics. This is a free resource that you can share with friends or family.

..we believe in family and helping others

Golden Years Design Benefits was started by Sunny Rubin. She wanted to help seniors understand the Medicare process and make smart choices. Thirty years later, Golden Years is still helping to make Medicare easy and is joined by her son, Devin. The GYDB team includes licensed agents who can give seniors the information they need to pick the right plan for their budget and lifestyle. We believe in family and helping others.

Questions About Medicare?

We offer no-cost educational resources that make learning Medicare simple and stress-free:

Medicare "Crossing" Guide

Download the Medicare Crossing Guide and learn what to expect, what to avoid, and how to prepare for a smarter Medicare decision.

Top 5 Medicare Mistakes

Download this free bonus guide uncovering the most common Medicare mistakes people make when turning 65!

Choosing a Medigap Policy

Official Medicare.gov guide explaining Medigap basics, coverage options, and how to choose and purchase a supplemental policy

Medicare & You 2026

Official Medicare handbook covering benefits, coverage options, costs, and information for making informed healthcare decisions.

We work with most of the Major Insurance Carriers on your behalF

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This is not a full list of insurance carriers we work with.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options

What our Client's Say About Us?

Click to see over 500 client google reviews

Devin and his staff answered all my questions. He is very patient and walked me through the difficult process of choosing a Medicare plan. I would highly recommend Golden Years Design Benefits.

Kellie C.

From the first encounter with the staff at Golden Years you can tell you're dealing with professionals who know all there is to know about Medicare programs. They ask questions and listen to you with an ultimate goal of enrolling you on a program with the absolute most benefits to you.

Marco C.

We have been clients for years. The entire staff is professional, knowledgeable, responsive, and caring. We wouldn’t trust our insurance to anyone but Daisy and the Golden Years team.

Jim H.

Your Licensed Medicare Insurance Agency

55 Schanck Rd Suite A-14, Freehold, NJ 07728

(732) 526-7659

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Not connected with or endorsed by the United States Government or the Federal Medicare Program.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare. gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options

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